412-281-1250 or 1-888-536-6644| inquiry@pacreditcardlaw.com

Pennsylvania Consumer Law Firm

We focus on helping consumers with their legal issues all across Pennsylvania.

Whether you are being sued by a collection agency or a credit card company, or if you are being illegally threatened by debt collectors or have had improper marks placed against your credit, we can help. If you have a defective vehicle or are the victim of an unfair or deceptive business practice or are the victim of identity theft, we can help with that too. At Morrow and Artim, P.C., our focus is consumer law, which means that we help individuals just like you.

In certain cases, we are able to work on a cost-free basis. Claims involving illegal debt collection threats (under the FDCPA) and claims involving unfair credit reporting (FCRA) are handled on a no-retainer basis. We do this because we are able to obtain our fees from the offending collection agency or credit card company. Defective vehicle cases (which are brough against the manufacturer of your defective vehicle) are handled on the same basis, because the PA Lemon Law and the Magnuson Moss Warranty Act shift the burden of attorney fees to the manufacturer if you are successful.

Credit card and collection agency lawsuit defense cases typically are not matters where fee shifting occurs. In that regard, these cases are handled on a low, flat fee basis that allows you to know exactly what your legal fees will be.

At Morrow & Artim, we offer a no cost, no obligation review of your consumer law matter via a short telephone consult or an email reply. Individual attention is our main concern. In that regard, we limit our caseload to ensure that we are able to give each client the individual attention that their legal matter deserves.

NEWS FLASH:  Attorney Clay Morrow has a lawsuit certified as a class action against Carrington Recovery Services.  See the court opinion and settlement here.


Be sure to visit the rest of our site to discover answers to your legal questions and to find out more about what we can do for you. Remember, we're always just a phone call or email away.

Clay Morrow, Esq.

Clay's concentration is in filing lawsuits against abusive debt collectors who make illegal threats or who place improper marks against your credit.. Clay will make the debt collector pay your legal fees, so there is no out of pocket charge to you.

Greg Artim, Esq.

Greg defends consumers who have been sued by collection agencies or credit card companies. The odds of success in these cases are tilted strongly towards the consumer. Greg handles these caes for a low flat fee.

PA Credit Card Blog

Visit our PA Credit Card Blog for a collection of articles and posts about Pennsylvania credit card laws and some of the credit issues that we have faced.
About Our Firm

At Morrow and Artim, P.C. our focus is on Pennsylvania Consumer Law, whether its defending against collection agency lawsuits, suing debt collectors, handling unfair trade practice claims or assisting with identity theft matters.

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Morrow & Artim, P.C.
Get in touch

Phone: 412-281-1250
Toll Free: 1-888-536-6644
Email: inquiry@pacreditcardlaw.com

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